Credit analysis platform
Evidence-driven credit analysis.
Not generic dispute letters.
Score Jumpers analyzes a consumer's complete three-bureau profile, identifies factual inconsistencies, recommends a route for each item, assembles the supporting evidence, and re-evaluates after every update.
Extract & normalize
Upload IdentityIQ three-bureau reports. AI extracts every tradeline, inquiry, collection and public record — then an analyst reviews each field before it becomes the master profile.
Compare three bureaus
Side-by-side balances, limits, dates, status and payment history with reasoned flags — never a blanket 'violation' label.
Fact-specific strategy
Per-item decisions: what looks questionable, what evidence is needed, which route applies, and when no dispute is the right answer.
Verified authority only
Statutes, regulations and case law come from a maintained library with citations, sources and verification dates. Nothing is invented.
Human approval, always
Every letter is a draft until a person approves it. Truthful-basis confirmation is required before correspondence is generated.
Measure and re-plan
Track mailing, deadlines and responses, then compare the next report and rebuild the action plan from real results.
The workflow
- 1. Report
- 2. Extract
- 3. Normalize
- 4. Compare
- 5. Identify
- 6. Verify facts
- 7. Strategy
- 8. Evidence
- 9. Correspondence
- 10. Human approval
- 11. Send
- 12. Track
- 13. Review response
- 14. New report
- 15. Measure
- 16. Next plan
This platform provides credit-analysis and document-preparation assistance and is not a substitute for advice from a licensed attorney.